Should You Wall Mount Your TV or Get an Entertainment Center?

That's the question that I'm facing right now. I have a 40" Samsung LCD TV sitting on a TV stand right now. I'm running out of room inside the TV stand, so I want to maybe either mount the TV to the wall or get an entertainment center.

With wall mounting, you get the TV at the great viewing angle so that you're not straining your neck when laying on the couch. That would be really nice and probably save my neck since it's nice to do that. I can also hide the cables and I think wall mounting my TV would make the living room look really nice, uncluttered and even free up some floor space.

If you have pets or kids, wall mounting the LCD or flat screen TV is probably a good choice because it puts your expensive electronic components out of reach.

Find out more about wall mounting your TV.

Top Local Search Keywords

I just ran the stats for the top local search categories for MadisonClick.com and the list is pretty interesting:

• Top 30 Directory Categories

There were increases in a few categories like:

• Madison Jobs
• Madison Bars / Clubs
• Madison Day Care
  

What's popular locally is a good indicator of the economy and what people are looking for, so take a look and leave a comment about what you think.

-Tony

Are Payday Loans Bad?

You hear about these payday loan companies and sometimes they get some bad press. They seem to get accused of charging interest that's too high or that they prey or take advantage or people that have a low income. Here are some thoughts:

• Having high interest can help deter people from using their service. Getting these loans all the time is not a cycle you want to get stuck in.
• Payday loan companies are taking a huge risk. They give away these loans usually without collateral, so it's very possible that they might not ever get paid for the loan. I'm sure this happens, so the higher interest pays for the other people using the loan service where they've lost money.
• These companies also need to pay their employees and have money available, so the interest pays for that. They're not setting up a 5 year car loan or a 30 year mortgage. These short loans have some service costs and they can't make that up in the long term.
• Often the people using these paycheck advance loans are missing payments with their creditors and could have lots of late fees adding up. So the higher interest of a payday loan is often less than these late fees and if people use a payday loan, they can make these other payments and have less bad marks on their credit. Less stress, too.

There is a need for these short-term loans and with the risk that the lender is taking, the higher interest makes a lot of sense.

Find out when are the best times to get a payday loan.